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UK Consumer Credit 2016: Forecasts and Future Opportunities

, Published: Dec-2016
Report Code: VF00961A    Report Format: Electronic PDF


Consumer credit lending in 2016 will rise by 7%, but growth will slow over the forecast period, with balances outstanding reaching £292.5bn in 2020. Consumer confidence will maintain current demand, despite the uncertainty caused by the UK’s vote to leave the EU in June 2016. Strong competition is increasing the availability of credit but also weakening credit scoring criteria; consequently, there are signs that credit quality is deteriorating. Accommodating monetary policy should mitigate increases in the cost of credit due to higher inflation.


  • Verdict Financial’s “UK Consumer Credit 2016: Forecasts and Future Opportunities” analyzes the UK consumer credit market, with coverage of both supply and demand factors as well as sectoral analysis. Specifically the report:
  • - Analyzes the relative performance of the major sectors of the UK consumer credit market.
  • - Reviews the drivers behind recent market performance.
  • - Identifies changes in market dynamics.
  • - Forecasts balances outstanding.
  • - Forecasts future drivers of growth and product features.

Reasons to Buy

  • Which factors will impact the supply of lending
  • Which factors will affect consumer demand for credit
  • Which sectors offer the best prospects and opportunities for expansion over the next few years